Fed cuts interest rates by a quarter point

November 9, 2024

The Federal Reserve approved its second consecutive interest rate cut on Thursday, Nov. 7, moving at a less aggressive pace than before but continuing its efforts to right-size monetary policy.

In a follow-up to September’s big half-percentage point reduction, the Federal Open Market Committee lowered its benchmark overnight borrowing rate by a quarter percentage point, or 25 basis points, to a target range of 4.50%-4.75%.

The rate sets what banks charge each other for overnight lending but often influences consumer debt instruments such as mortgages, credit cards and auto loans. Learn more.

← View All News